Luxembourg

Luxembourg, known for its exceptionally high GDP per capita and top-tier AAA credit rating, presents an appealing opportunity for investors and entrepreneurs. As a founding member of the EU, it combines a strong, dynamic economy with modern infrastructure and a high standard of living, making it an ideal choice for both business ventures and private residency.

  • Investment

    Minimum contribution of EUR 500,000

  • Key benefit

    Visa-free access to the EU and Europe’s Schengen Area

The Luxembourg Residence by Investment Program

Luxembourg is a leading destination for global investors, known for its strong economy, political stability, and excellent quality of life. The Luxembourg Residence by Investment Program offers a fast and efficient route to residency for high-net-worth individuals who contribute to the country’s economy. Residency can be obtained in approximately six months, and the program extends to eligible family members. After five years of continuous residence, applicants may qualify for citizenship, making this an attractive pathway to long-term settlement in the EU. Additionally, Luxembourg’s central location within Europe provides easy access to key European markets, enhancing its appeal for business and investment. The country’s favorable tax environment further adds to its attractiveness as a global business hub.

Benefits of Luxembourg residency by investment

Visa-free access to the EU and Europe’s Schengen Area

High quality of life, stable political environment, and investor-friendly legislation

Low investment threshold, with no obligation to purchase real estate

No wealth tax and favorable inheritance and capital gains taxation regime

Requirements of the Luxembourg Residence by Investment Program

To be eligible for residence, applicants can choose from the following two options:

  1. Residence through Investment
    Non-EU investors have four investment choices:
  1. Residence for Private Reasons (non-working status)
    Applicants from developing countries can qualify by proving a regular annual income of at least EUR 27,000 and securing permanent housing in Luxembourg with required liability and property insurance.

Procedures

Applications must be submitted with the required forms, fees, and documents, demonstrating the intent to reside permanently in Luxembourg.
For investment-based residency, proposals are reviewed by the Ministry of Finance or Economy, then the Ministry of Foreign Affairs. For private reasons, applications go directly to the Ministry of Foreign Affairs.
Once approved, applicants must travel to Luxembourg within 90 days, undergo a medical check, apply for the residence permit, and register with the local commune within three days.

Residence permits are initially valid for three years (investment) or one year (private reasons) and can be renewed with proof of at least six months spent in Luxembourg.

Luxembourgish citizenship following residence by investment

Clients become eligible to apply for Luxembourgish citizenship after five years of uninterrupted legal residence, with the final year spent continuously in the country. To qualify, applicants must pass an oral test demonstrating basic knowledge of the Luxembourgish language and complete a civic integration course covering the country’s history, culture, and values.
Obtaining citizenship provides full rights as an EU citizen, including the freedom to live, work, and study across the European Union, along with access to one of the world’s most respected passports.

Frequently Asked Questions

Luxembourg Residence by Investment

This program offers non-EU nationals the opportunity to obtain residency in Luxembourg by making a qualifying investment. It provides a pathway to live in a stable EU country with a strong economy and high quality of life.

Applicants can choose from several investment routes:

  • Invest at least EUR 500,000 in an existing Luxembourg company engaged in commercial, industrial, or craft activities, maintaining current employment levels for five years.

  • Invest at least EUR 500,000 in a new Luxembourg company in similar sectors, creating at least five jobs within three years.

  • Invest a minimum of EUR 3 million in an existing or new investment or management structure with a registered office in Luxembourg and appropriate substance.

  • Deposit at least EUR 20 million in a Luxembourg-based financial institution, to be held for a minimum of five years.

Yes, individuals from developing countries can apply for residency based on private means by:

  • Demonstrating a regular annual income of at least EUR 27,000 (bank savings alone may not suffice).

  • Securing permanent accommodation in Luxembourg, along with third-party liability and property insurance.

Key advantages include:

  • Visa-free travel within the EU and Schengen Area.

  • Access to a high standard of living and a stable political environment.

  • Investor-friendly legislation with a low investment threshold.

  • No requirement to purchase real estate.

  • Favorable tax regime, including no wealth tax and beneficial inheritance and capital gains taxation.

The process typically takes around six months from the submission of a complete application to the issuance of the residence permit.

Yes, the main applicant's spouse and dependent children can be included in the residency application.

The general procedure includes:

  • Submitting the appropriate forms, fees, and supporting documents.

  • Undergoing initial due diligence checks.

  • For investment-based applications, submitting the proposal to the Ministry of Finance or Economy, followed by review by the Ministry of Foreign Affairs.

  • For private means applications, submitting directly to the Ministry of Foreign Affairs.

  • Upon approval, obtaining a category D visa from the applicant's current country of residence.

  • Traveling to Luxembourg within 90 days of authorization, undergoing a medical check, applying for the residence permit, and registering with the local commune within three days of arrival.

The initial residence permit is valid for three years under the investment option and one year under the private means option. Renewal is possible, provided the applicant has spent at least six months in Luxembourg during the permit's validity.

Yes, after five years of continuous and legal residence in Luxembourg, applicants may be eligible to apply for citizenship. Requirements include passing an oral Luxembourgish language test and completing a civic integration course.

Yes, after maintaining residence for eight years, investors may be eligible to apply for Hungarian citizenship.

Applicants must first obtain a Guest Investor Visa and declare their intention to invest. After receiving the visa, they must travel to Hungary, complete the investment within three months, and then apply for the Guest Investor Residence Permit within 93 days. Proof of investment is required with the application.